
The way your body distributes fat is largely beyond your control (heredity, menopause). What is within your control is your level of body fat overall--if you keep that low, it won't really matter where the fat goes, because there won't be much fat to deposit in the first place.
Many women start gaining more weight in their belly as they get older, especially after menopause. The body fat distribution changes--less fat goes to your arms, legs and hips, and more of it goes to your midsection. Some people even find their waistline widening while their weight remains the same! Nonetheless, the above steps will help to do away with belly fat.
Spot reduction is not really possible. Although some research has indicated that reducing small amounts of fat from a specific area of the body may be possible with exercise, it is not possible to target weight loss .
Belly fat is linked with cardiovascular disease, diabetes, and cancer. Specifically it's the deepest layer of belly fat--the fat you can't see or grab--that poses health risks.